Personal Finance
CONTENT
Topics include:
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Earning money
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Taxes
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Saving and checking accounts
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Simple and compound interest
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Loans – car, mortgage, credit cards
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Insurance – car, homeowners, health, disability, life.
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Investing
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Budgeting
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Credit Score
SUPPLIES
Should be brought everyday!
* Paper
* Pencil or Pen
* Basic Calculator – Required, bring every day.
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HOMEWORK AND GRADING POLICIES
Grades will be updated on Monday’s (at a minimum) on infinite campus. Contact the office if you forgot your username and password. A tentative weekly assignment and test schedule will be posted on Google Classroom. If there are number of people that are absent from a class, I will record the lesson and put it a on Google Classroom.
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Homework – Will be given almost everyday. Each assignment is worth 5 points. You will receive all 5 points if is complete, and work is shown. Your homework grade will be 10% of your overall grade.
Accountability - Each teacher will have a category in their gradebook known as “Accountability”. This category is designed to reflect whether a student has turned in assignments course by the assigned deadline. This category will be worth 10% of the student’s total grade in the course. Each assignment will have an accountability point and the student will earn the point by meeting the deadline or will lose the point by turning it in late or incomplete.
Test and Quizzes –. Most tests have a weight of 100pts and quizzes 50pts. Tests and quizzes will make up 80% of your grade. Any projects will be graded as a test. Generally there will be a mid-chapter quiz and then a chapter test. The following grading scale will be used for all tests, quizzes and for the overall grade:
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Grading Scale
93% - 100% A 73% - 76% C
90% - 92% A- 70% - 72% C-
87% - 89% B+ 67% - 69% D+
83% - 86% B 63% - 66% D
80% - 82% B- 60% - 62% D-
77% - 79% C+ 59% - 0 % F
CLASS STANDARDS
Since the classroom is primarily a place for learning and all of
our energies should be directed toward this end. The following
standards of conduct will be followed at all times.
BE RESPECTFUL
BE RESPONSIBLE
BE POSITIVE
This includes but is not limited to the following rules:
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Absolutely no put-downs
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Be in your seat with all your supplies (book, writing utensil
and a calculator) when the bell rings
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Raise your hand to speak. Listen to and look at the person who is speaking
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Keep hands, feet and objects to yourself.
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Do your own work
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No foul language
CONSEQUENCES
Learning within a classroom environment takes cooperation and consideration from all.
Failure to comply with the expectations of the class and school will result in:
1st offense - verbal warning
2nd - all school detention
3rd - all school detention.
4th - detention and parent meeting
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If a problem is chronic or very serious, students will be sent straight to the office.
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Cheating on any assignment or test will result in a zero on that assignment or test.
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Tardiness to class – see student handbook. Will be enforced, make sure you get a pass if you are going to be late for class. If you do not have a pass it will be a tardy.
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ABSENCES
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For the number of days received to make-up an assignment see the handbook. Basically you get one day more than you were gone to make up assignments.
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If a test or a quiz is missed, it is your responsibility to make-up the quiz/test during study hall, WIN, or before or after school. If you miss the day of a scheduled test you will be expected to take the test the day you return.
COMPUTER USE
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We will be using the computers often in Personal Finance. I will try to let you know on the days we are using them. If we are not using the computers for class they will remain off unless special permission is granted.